Medicare is surely one of the most important aspects of life, especially when one gets a bit older. But many people wonder, can I get Medicare through my spouse? Well, even if you have not served the 40 calendar quarters of work during which you had to pay SST (Social Security Taxes) in the United States, but your spouse had done it, you will still be eligible for Medicare. You will be able to enjoy a premium-free Medicare Part A just based on the work history of your spouse. This is only possible when you turn 65. But one thing that you have to know is that if you have any disability before you turn 65 and you do not have enough work history, then you will not qualify for SSD (Social Security Disability) based on the work history of your spouse.
Can I Get Medicare Through My Spouse?
If you’re wondering, “Can I get Medicare through my spouse?” then some important things to know include that you can if your spouse meets the eligibility criteria.
Important Things to Know
As important as Medicare and health insurance is, there are some important aspects that you have to know when applying for Medicare. There are many if’s and but’s to the entire Medicare program through your spouse. You can be eligible for the a premium-free Medicare Part A based on the work history of your spouse after you turn 65 but there are some conditions. They include:
- Current marital status: Your current marital status must be married and your spouse must be eligible for the SSB (Social Security Benefits). Also, you must be married for at least a year before you apply for Medicare.
- If you are divorced: Even if you are divorced and your previous spouse is eligible for the Social Security benefits. Before the divorce, you must be married for at least 10 years and you must be single now.
- If you are widowed: Also, if you are widowed and you were married for at least 9 months before the death of your spouse, you will be eligible for Medicare. Although you must be single at the time of applying.
All of these are the conditions that are applicable for getting Medicare through your spouse. But you have to be aware that there are some exceptions to the aforementioned eligible rules. If you are still confused about your eligibility for the premium-free Medicare Part A, then you can call the Social Security Administration. Their official contact number is 800-772-1213. Also, be aware that there are different programs for Medicare and same may or may not cover surgery. In case you are a railroad worker, then you need to contact the local Railroad Retirement Board field office.
So, if you were wondering, “Can I get Medicare through my spouse?” then the answer is yes. For further details, you can contact the officials or the contact number given above. This will help you to get your all questions and queries answered. You need to check the aforementioned facts to make sure that you are eligible for Medicare and the health insurance that it provides. In case there is any kind of queries or questions, you can contact the help-desk. They will always be there to help you and answer all your queries related to the benefits of the Medicare program.