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Uncategorized

Benefits of Medicare

Benefits of Medicare

Medicare is a federal health insurance program which is quite an important part of your life, especially when you are aging. This program helps you by paying several health care expenses. If you want to apply for Medicare for yourself or for your parents or someone you know, then you have to be aware of some of the facts. There are four parts of Medicare – Part A, B, C and D.  There are some amazing benefits of Medicare. The beneficiaries of this program can be any citizens who are aged 65 or more. Even some people with qualifying permanent disabilities may be eligible for these benefits as well.

Benefits of Medicare

When it comes to the benefits of Medicare, it’s important to know the differences of each part of Medicare. Here is a breakdown of what each option covers, so you can determine the best choice for you.

Part A

The Part A is all about hospital insurance. The Part A covers all the hospital care of patients, services of limited home health care along with hospice care. If you are a Part A beneficiaries, then you do not Benefits of Medicarehave to pay any monthly premium for receiving the coverage. Normally, if you or your close one have worked for at least 10 years and have regularly paid Medicare taxes while working, then that person will be eligible for the Part A without premium.

Part B

This is the medical insurance part. The benefits of Part B is that it covers all the medical expenses that are not related to hospital such as blood tests, visit to the doctor’s office, diabetic screening, X-rays, outpatient hospital care, exams prior to surgery and medical supplies. But for all of these, you have to pay a monthly premium. The people who have higher income may have to pay a higher fee.

Part C

Medicare Part C is the insurance that includes all types of Medicare coverage in a health plan. This plan is mainly offered by the private insurance companies. You may or may not enroll for this medical advantage plan as it is completely optional. But in order to enjoy the benefits-of-medicarebenefits of this plan, you have to have the Original Medicare, especially Part A and B. Having the Medicare Advantage plan can help you to cover some of the health care services that Part A and B don’t cover. This can be hearing aids, eye exams and dental care.

Part D

The part D of Medicare is the optional prescription drug coverage. Part D is available as a plan for stand-alone prescription drug via the private insurance companies. According to some of the plans, you have enrolled in, you will be able to share in the costs of the prescription drugs.

Final Word

So, these are the benefits of Medicare. If you are about to be 65, or your parents are, you need to enroll for Medicare immediately to enjoy all the facilities from the insurance. There are some rules and regulations, as well as terms and conditions for this plan. You need to know everything about these before you take a step.

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CBD

CBD Oil Benefits List 

CBD (Cannabidiol) is one of the many cannabinoids found in cannabis that has gained popularity for its many and varied medical applications. Besides its medicinal properties, CBD is non-psychoactive, which means it does not produce the high commonly associated with using cannabis. CBD oils have been shown to offer extensive health benefits that can be used to improve the overall quality of life of many patients. Here is a CBD oil benefits list to consider.

CBD Oican-hemp-oil-regrow-hairl Benefits List 

Pain Relief

One of the significant benefits of CBD oil is its ability to relieve pain. CBD is thought to interact with receptors in the immune system and the brain to alleviate pain and reduce inflammation. Some studies showed that it significantly reduces inflammation in rats and mice. Another recent study found that CBD offered pain relief to patients without any adverse side effects.

Anti-Seizure Properties

Over the years, several high-profile cases have raised the awareness of CBD oil in helping to manage seizures. Seizures result from a dramatic fluctuation in the brain’s electrical activity. A randomized trial investigated the effects of CBD on young adults with a rare type of epilepsy referred to as Dravet Syndrome. The syndrome is characterized by a higher frequency of seizures often induced by fever and patients who were given CBD experienced a significantly lower incidence of seizures.

Combat Anxiety

CBD is most commonly used in treating psychological symptoms, but there’s increasing evidence that it can also be used in therapy to combat several mental health conditions such as anxiety. A recent study established that CBD significantly reduced subjective anxiety.

Reduced Risk of Diabetes

A rarely known health benefit of CBD oil is that it can lower the risk of developing diabetes. A recent study investigating the effects of CBD in female mice that were non-obese and prone to diabetes. The findings revealed that CBD could reduce the risk of developing diabetes as only about a third of the mice that received CBD oil were found to have diabetes in comparison with 100 percent of the group that didn’t receive any treatment.

Treating Sleep Issues

Several studies have identified a few cannabis strains that work well for treating sleep disorders. Individuals with sleep issues have reported feeling much better and being able to sleep after using CBD oil.

Fighting Cancer

Research shows that CBD oil can help to treat cancer in several different ways. CBD, as well as other compounds present in cannabis, can kill tumor cells in both colon cancer and leukemia. Moreover, investigations show that CBD can be used to fight cervical cancer by stopping the spread of cancer cells.

Bottom Line 

It goes without saying that there are plenty of CBD oil benefits. But it’s also important to bear in mind that the vast majority of CBD studies have not reached the clinical stage, which means they’re not conducted on humans or mammals, and while the findings are promising, they shouldn’t be constructed as conclusive proof. Nonetheless, each patient is unique, and only a cannabinoid specialist can assess the correct amount and stains of cannabis.

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Insurance

What is Disability Insurance for Physicians

What is Disability Insurance for Physicians

What is a Disability Insurance for Physicians? This is a special insurance for physicians that acts as an income source in the event of any disabling event; basically, it’s a physician income insurance that will support you and your family during your recovery time. Not every Disability Insurance for resident physicians is the same, however, as there are different types that attend different needs, so don’t expect that all insurers will provide the same services. Speaking of which, should doctors get Disability Insurance? The answer is yes. Just because you’re a doctor doesn’t mean you’re immune to ailments. This article will present you the best insurance for doctors available that you can pick today.

What is Disability Insurance for Physicians

Just like the importance of health insurance and the benefits of Medicare, Disability Insurance for Physicians is crucial to consider. In this article, we’ll delve deeper into the topic of Disability Insurance for Physicians to help you gain insight into this matter. You’ll understand what is a Disability Insurance for Physicians, how do they work, and most importantly, when can you get yours today.

What is the Best Insurance for Doctors?

Right now, there are 3 types of Disability Insurance you can choose from:

  • Long-Term Disability Insurance. As the name implies, this insurance covers disabilities that will last far longer than a month or through age 65. The exact length is determined by your insurer, but the average is a three-month minimum.
  • Short-Term Disability Insurance. Industry professionals say this insurance covers Short-Term Disabilities that don’t last more than a few weeks; usually, no more than 3-6 months. Although this insurance has the least financial impact, it can help you access Long-Term Disability benefits later on, so it’s good to invest in a Short-Term Insurance, if the situation calls for it.
  • Social Security Disability Insurance. This one is not funded by insurers, but rather by taxpayers and administered by the Social Security Administration. This is the one we recommend the least, though, because the benefit amount is MUCH lower – not even close to your average physician’s monthly salary. Good thing is, it’s hard to qualify for this one, so don’t worry about having to rely automatically on this one.

Should Doctors Get A Disability Insurance?

Of course. If you’re a doctor and suffer a disability, you would be out of work for a good while; your financial responsibilities would not stop with you, and with your frozen income, you might get yourself into serious financial trouble.

A Disability Insurance for Physicians is a financial net that will help you pay your personal expenses if you suddenly stop receiving an income.

When to File a Disability Claim?

What is Disability Insurance for Physicians

What’s the best time to file a physician income insurance, you ask? Simply put, right now.

Even if you’re not suffering any disability right now, your current health will become a key factor on whether or not you are eligible for coverage. As a matter of fact, it can be too late for some doctors to get one, depending on their medical records. This is why you must get a physician income insurance soon: you’re a human being, prone to accidents that may or may not happen tomorrow; better be safe than sorry.

Now, if you suffer from a disability and want to file a Disability Claim, the first thing you need to know is the timeframe in which you can do it.

As a rule of thumb, most insurance providers require a 20- to 30-day timeframe that starts on the date of the disability. In addition to this, you need to meet all qualifications stated in their insurance policy. The best thing is to get in touch with your insurer and ask them for details when filing for your claim, as to avoid any misunderstanding and to get a broader overview of their coverages.

Why do doctors need Disability Insurance?

Basically, a Disability Insurance replaces your income when you’re unable to work. It’s a financial support that prevents you from losing your house or your car, if you’re still paying for them.

How does Disability Insurance work?

This insurance provides income replacement benefits that tend to cover up to 60% of your average earnings. Payments are usually monthly.

Bottom Line

Now that you know what is a Disability Insurance for Physicians you can see the importance of what it can do for you. Although we hope that you never have to depend on a Physician Income Insurance, Disability Insurance for Physicians is a great financial support that you can get right now, regardless of your health. In the long run, it will be a lifesaver.

Categories
Plastic and Cosmetic Surgery

Botox vs Plastic Surgery

Botox vs Plastic Surgery

Today, there are many options that help people transform their looks, especially their face. Two of the most common anti-aging procedures are Botox and plastic surgery. When it comes to Botox vs plastic surgery, there are several significant differences to consider. The best results come from matching your needs to the right cosmetic procedure.

Botox vs Plastic Surgery

When making changes to something as visible as your face, you want to make sure you’re making the right decision. It’s crucial that you consult your physician and discuss your desired results so they can recommend the right treatment to deliver those results.

When is Botox Better Than Plastic Surgery?

Botox and facelift plastic surgery are inherently different. Botox is an alternative to getting plastic surgery and vice versa. Whether or not one treatment is more suitable than the other depends on the corrections you’d like to be made as well as your desired results.Botox vs Plastic Surgery

Plastic surgery involves the use of anesthesia. The doctor will then make an incision, tighten deep tissue and lift or trim excess skin. Botox, on the other hand, is an injectable treatment. Your doctor will identify areas where Botox would be most beneficial before applying treatment.

Facelift: When You Need It

Here’s how you know plastic surgery is right for you:

Plastic surgery is designed to lift facial tissue and muscles, and remove any sagging skin, which is something Botox cannot do. Significant skin laxity is often a sign that you’re a good candidate for a facelift. As such, fat around your jaw or chin, loose skin, or deep folds or sagging tissue around your nose, cheeks and mouth are indicators that plastic surgery may be your best option. There are also methods to remove fat in other areas of your body.

Bear in mind that plastic surgery is not only more expensive, but also more invasive and requires more time to perform and recover than Botox. For some patients, however, plastic surgery may be the procedure that will deliver the results they want.

Botox: When You Need It

If you’re not after extreme results and only need to get rid of a few wrinkles then Botox should suffice. Botox is great for dealing with wrinkles caused by consistent muscle action over time. It works well for treating permanent lines and wrinkles in the surface of your skin, usually around the eyes and forehead.Botox vs Plastic Surgery

Botox is typically less expensive when compared to plastic surgery and requires less time for treatment and recovery. However, the results are temporary and maintaining a wrinkle-free appearance requires patients to continue injections over time.

Bottom Line

If you’re looking for longer lasting results, plastic surgery is a better choice. Botox helps with correcting sagging or skin laxity. In some cases, plastic surgery is the only procedure that can deliver your desired results. However, many patients can benefit from a simple Botox injection. When comparing Botox vs plastic surgery, be sure to talk to your doctor about your desired results and choose the option that will deliver the most natural looking outcome.

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Health

How to Remove Blood Odor

how to remove blood odor

The smell of blood is rather distinct and extremely unpleasant. It does not matter if the blood is fresh or dried up, the odor will make you uncomfortable. If you want to know how to remove blood odor quickly — even after effectively removing the stain, you can try the following tricks below:

Removing Blood Odor

You should start by inspecting both the inside and outside of your vehicle to find the source. Check thoroughly through the seats, under the seats, floor mats, or any other possible areas. The same applies for the smell of blood in your home. Be sure to check in all nooks and crannies to ensure that you’re not forgetting any traces of blood. Once you find the source, clean the area and dry it up. Now, you can get rid of the smell using the following methods:

Pet Odor Enzyme SprayHow To Prevent Infectious Diseases From Spreading

 

You can buy a heavy duty pet odor enzyme spray to remove the blood odors from your upholstery.  Some sprays are used to deodorize body bags. These are helpful to remove blood smells. Follow the instructions carefully while using these sprays.  These sprays are made to kill the odor-causing bacteria. However, you should not inhale the spray in a closed space.

White Vinegar

You can use this method when you are ready to park your vehicle overnight.  It is simple to use. You just need to pour the solution into a dish and then keep the dish in the vehicle. Alternatively, soak a white bread piece in white vinegar and then keep it in your car for several hours to absorb the odor. Throw it out in the morning.

Baking Soda

Baking soda is effective to absorb blood smells. Before applying this solution, dry the surface. Sprinkle the soda on the affected area liberally and then leave it as it is for several hours and then vacuum it up.

Coffee Grounds

Coffee grounds can help to get rid of the blood odors. These are effective deodorizers. You can place a bowl of coffee grounds in your vehicle for a few hours to absorb the smell. For better results, add a few drops of vanilla in coffee grounds.

Activated Charcoal

Activated charcoal pellets have the ability to absorb different types of odors including blood.  Keep the pellets in a bowl and place it in your vehicle to remove blood odors.

Cat Litter

You can use a non-clumping type of litter to get rid of the blood odors. These products have great smell absorbing properties. The process is simple. You can pour some cat litter into a bowl and then keep it in your vehicle or anywhere in your home for a night.  Remove the bowl the next morning.

Lemon Tree Tea Oil

Take a spray bottle with water and dilute a few drops of lemon tree tea oil. Spay the solution on the stinky areas. It is will work as an effective deodorizer. Also, it will help to ease the anxiety and stress. You can use this solution to get rid of odor-related stress and odor itself.

In Conclusion

These are the solutions of how to remove blood odor from public transportation seats, as well as home furniture. Some included: using a pet odor enzyme spray, white vinegar, baking soda, coffee grounds, activated charcoal, cat litter, or lemon tea tree oil.

Categories
Health

How To Prevent Infectious Diseases From Spreading

disease,diseases,germs,infection,infectious disease

Do you know of anyone who was healthy but then was infected by a disease and become critically ill? We probably all know at least one person who has encountered such a situation. The body operates in a way that it acts as a barrier to diseases and infection through the immune system. However, this should make you believe that the body can fight diseases for itself because the disease will always find a new way of attacking the immune system. In recent days, there have been concerns on the precautions that people can take to prevent infections, and a number of practitioners have come up with solutions to this issue. This article will shed light on these simple solutions you can implement into your everyday life, and how to prevent infectious diseases from spreading.

Preventing Infectious Diseases From Spreading

Wash Your Hands Well and Frequently

Microbes can live anywhere whether that be on your hands or on everyday items that you come into contact with. As much as you may keep your home safe, you are not always certain how safe it is outside your home. It is proven that most microbes are transmitted through fomites – an intermediary between you and an infected person. You should ensure that you wash your hands thoroughly with running water and soap, and in case of the absence of running water, you can use an alcohol-based gel.

Avoid Sharing Personal Items

Items like toothbrushes, handkerchiefs, razors, and nail clippers can be sources of some infectious diseases. When you share such items, you will be at high chances of getting an infection if the person who used them prior to you was sick, since viruses always require a complete transmission which can happen to be from someone blood into yours.

Get Vaccinated

Although this might sound obvious, it is still one of the best controls against traditional infections. The immune system works in a way that it has the memory of previous infections and when you get infected again, it enhances the production of white blood cells to fight the disease. Vaccination is tricking the body that a particular microbe has infected it and this, therefore, improves its defense against an infection caused by the microbe.

Use Safe Cooking Practices

Poor food preparation and dining habits can lead to an infection and more significantly, cost you much more. One of the good things you can do is to make sure that your kitchen and dining area are all clean. You can do so by actively cleaning your kitchen area with commercial cleaners or homemade solutions with vinegar. Also, you can refrigerate your food at least two hours before it is prepared to stop the growth of microbes. Lastly, always make sure that you have a separate chopping board for slicing your meat and cutting your vegetables.

Travel Smart

When traveling, it is very significant to take caution. You can, for instance, do background research on the place you are going to and make sure that you carry everything you need. If you are not certain of the water you will drink, carry your own. In addition, it is always advisable to eat food that has been cooked and to avoid uncooked vegetables unless you prepare them by yourself or are certain of the preparation.

Exercise Caution with AnimalsHow To Prevent Infectious Diseases From Spreading

Zoonotic infection are infections that can be spread from animals to humans. They are common, and if you have animals in your home including your pets, you should carry out regular checks and make sure that they are vaccinated.

Bottom Line

Preventing infections is easier than treating them. You can imagine how much money you can save by only preventing diseases. So, don’t know how to prevent infectious diseases from spreading? By practicing all of the items on the list, you should be able to keep yourself safe from infectious diseases. You should also be updated and watch the news regularly on developments of infections.

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Dental Care

Types of Cosmetic Dentistry

Types of Cosmetic Dentistry

Teeth are one of the major parts of your mouth. It not only helps to chew food properly before swallowing, but it also helps in defining the way you smile. Having properly aligned clean and white teeth can create a great impression without any doubt. If you have stains on your teeth or your teeth are discolored, chipped, misaligned, broken, worn or gaps are there, then you can try cosmetic dentistry. There are different types of cosmetic dentistry which can give you a better smile.

Types of Cosmetic Dentistry

If you are confused about  and how it can help you, then you are at the right place. We have listed all the types available and that you can choose. All you have to do is to choose the one which is ideal for you.

  • Teeth Whitening

Teeth whitening method is one of the least expensive and simplest ways for improving the smile. Your teeth will be bleached with some of the in-office products in the dentist’s office for just $500. You can also buy a mold or gels from the dentist for bleaching your own teeth in the comfort of your home. Even there are some teeth whitening products that are available retails in stores and you can buy over the counter.

  • Dental Veneers

Dental veneers are customized shells made up of resin or porcelain. It is a tooth colored wafer-thin shell. This can cover the front surface of the teeth. It is bonded to your teeth by removing about a half-millimeter of your tooth’s enamel. These dental veneers can actually change the size, color, shape and length of the teeth.

Types of Cosmetic Dentistry

  • Dental Bonding

In dental bonding, a putty-like tooth-colored resin is applied to your tooth first and then it is hardened with ultraviolet light. This helps in bonding the material to the tooth. Your dentist can trim, polish or shape it as per requirements. Over the time, this bonding can actually decay, crack or get chipped.

  • Dental Crown

A dental crown is also called a cap which can replace the whole damaged or decayed tooth present over the gum line. This can restore the size, appearance, shape and strength of the teeth if it was not exposed to healthy conditions before. These crowns can actually help to keep the weak tooth in place. These crowns are cosmetically used for covering the misshapen or some of the severely discolored teeth. They are available in form of metal or ceramic or resin.

  • Inlays & Onlays

Inlays and onlays are also a type of dental filling that is made of porcelain, composite materials or gold. This is used for filling the damaged and decayed teeth. The dental fillings are first molded into the place when you visit. But the onlays and inlays are created in the dental laboratory. Then they are bonded into place within the center of the tooth.

Wrapping it Up

So, these are some of the types of cosmetic dentistry that you can opt for beyond dental implants and more. Mainly the dentist will diagnose your problem and check your dental conditions first. Then he/she can advise you about which one will be ideal for you. Thus, make sure that you’re choosing the best dentist as think of it as you would be choosing a plastic surgeon or any other type of doctor.

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Medicare

Does Medicare Part F Cover Prescriptions?

Does Medicare Part F Cover Prescriptions

The question, does Medicare Part F cover prescriptions is usually asked while discussing the costs covered by Medicare and Medicare Supplement Plan F. Plan F, also known as Medigap Plan F or Medicare Part F, covers all the costs incurred in treating patient in a hospital.It also covers outside the hospital as outpatient left after deducting the share paid by Medicare.

Coverage Provided by Medicare Supplement Part FDoes Medicare Part F Cover Prescriptions

  • Medicare Supplement Part F covers 100% of the cost sharing of the patient.
  • It provides comprehensive coverage for the remaining costs left after the share paid by Medicare so that the patient need not pay any amount of money from his pocket.
  • It completely covers the deductibles of hospital under Part A and outpatient under Part B
  • It also covers the 20% cost left by Medicare Part B to be paid by the patient
  • Along with it, this plan also covers all the excessive charges under Part B like with surgery. These excess charges can include the standard 15% charges charged by the doctor under Part B services of Medicare.
  • It also allows the patient to choose a doctor from more than 880,000 US physicians for his treatment.
  • This plan also allows the patient to see the specialist under Medicare anytime without needing any referrals from a primary health care providing doctor.
  • The coverage available under this plan is assured to be renewed as it cannot be canceled even if your health condition is not good, or you have filed a number of claims.

Does Medicare Part F Cover Prescriptions

In order for Medicare Part F to cover medication, you must receive it in a hospital, clinic, or some type of medical facility. Because prescriptions are not included in this, Part F does not cover prescriptions.

To Summarize

Although the answer to does Medicare Part F cover prescriptions is no, it is still valuable for numerous reasons. As mentioned above, it covers deductibles, let’s you choose from a large pool of doctors, and covers excess charges from Part B.

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Health

The Importance of Water Filtration

the importance of water filtration

Water filtration has quickly become one of the hottest discussions among homeowners. People have started seeing the benefits of water filtration, and the demand for water filtration systems has increasingly grown. If you’re yet to adopt this addition, you may be asking what you’ll gain by filtering your water at home. What you need to know is that this process has various benefits, ranging from preventing health issues to improving water taste. Another thing you should note is that a filtration system is not a luxury, but rather, it’s a necessity that should be adopted in every home since the importance of water filtration is very high.

The Importance of Water FiltrationIs Hard Water Bad for Your Skin

To Stay Away From Diseases

One vital benefit of filtering your water is that it helps to prevent various diseases such as typhoid, cancer, and cholera. Did you know that the water supply coming into your home may be carrying harmful contaminants such as viruses, bacteria, pesticides, drugs, arsenic, etc.? Even though these contaminants may not show any effects in the short-term, the long-term effects of drinking such water may be dangerous. Increased levels of chlorine can lead to rectal and bladder cancer. Presence of high levels of lead can lead to brain damage and even nervous disorders. You also run the risk of getting typhoid and cholera from contaminated water.

 

By using an effective water filtration system, you’ll remove the contaminants and save yourself from serious health issues.

An Overall Improved Body Health

We need water for various body functions such as secretion, excretion, detoxification, lubrication, respiration, etc. 70% of our bodies is made up of water, and that’s why organs such as the liver, brain, and kidney depend on water for their proper functioning.

Water is an essential element that maintains the right balance of fluidity and pressure in the body and also provides flexibility and strength to bones and cartilage. However, the water has to be clean and free of any contaminants. Impure water can have a serious adverse effect on these crucial body functions. Water filtration gives us enough pure and clean water to help in the normal functioning of the body. Besides water filtration, water softeners are able to help improve overall body help through your water as well. If you’re keen on improving your overall health, an effective water filtration system can help you accomplish it.

A Healthy Good Looking Skin

When we shower, particularly with warm water, we open our skin’s pores. If you’re showering with contaminated water, then your skin may absorb these harmful pollutants through the opened pores and result in a dry, rough and itchy skin. Showering using water that comes from a water filtration system will help you keep these pollutants away. Since they will be completely removed from the water you use to shower, there will be no chance of you inhaling or absorbing them. Thus, you’ll be able to achieve a healthier, younger, cleaner and good looking skin.

To Achieve Strong and Healthier Hair

You may be wondering what is making your hair weak. You use all types of hair products to make your hair healthier, but it is still dull and unhealthy. What you may not know is that your unhealthy hair is as a result of washing with contaminated water. Pollutants in your tap water can break the protection layer present around your hair, making it look dull, weak and rough. By washing your hair using clean water from a filtration system, you’ll stop hair fall and achieve strong, healthy and lustrous hair.

Filtered Water Aids in Natural Weight Loss

For those who may be struggling with weight loss, filtered water can be an effective element to help you out. Water is a very important component in weight loss because it helps in the process of metabolism. Also, it assists in the absorption of food nutrients in the body. However, even though tap water can do the job, filtered clean is important to prevent any contaminants that can hinder the process of metabolism. This will help in natural weight loss which is healthy too.

Bottom Line

Water filtration systems have seen a spike in popularity recently, and with good reason. Since there are various benefits to consuming filtered water, the importance of water filtration has also grabbed the attention of many people. Some benefits include: keeping your body from diseases, improved overall body health, stronger and healthier hair, and more.

Categories
Medicare

How do I Sign Up for Medicare Part A

How do I Sign Up for Medicare Part A

When the time comes for you to enroll in Medicare, you have several options. While Medicare enrollment is automatic for some people, for others, it often depends on when and how they become eligible. You’ve probably asked yourself the question: how do I sign up for Medicare Part A?

How do I Sign Up for Medicare Part A

This post discusses how to sign up for health insurance with Medicare Part A and how you become eligible. We’ll cover how you qualify for automatic enrollment, as well as the need to enroll manually.

How to Enroll in Medicare

You can enroll in Medicare part A in the following ways:

  • In person at your local Social Security office.
  • By calling Social Security at 1-800-772-1213 .
  • In-person at your local Social Security office.
  • If you worked at a railroad, you can enroll in Medicare by contacting the Railroad Retirement Board (RRB) and speak to an RRB representative.

How do I Sign Up for Medicare Part A

When to Enroll in Medicare

  • There are several situations where Medicare enrollment may occur automatically:
  • If you are receiving retirement benefits.
  • If you’re already collecting Social Security or RRB retirement benefits when you turn 65, you will automatically be enrolled in Medicare Part A (hospital insurance).
  • If you live in D.C. or outside the 50 United states such as in Puerto Rico, you’ll automatically be enrolled in Medicare Part A. However, you’ll have to manually enroll for Medicare part B.
  • If you’re receiving disability benefits.
  • If you’re under the age of 65 and receiving certain disability benefits from the RRB or Social Security, you’ll be automatically enrolled in Original Medicare, Part A and Part B, after 24 months of disability benefits. The exception to this rule is if you have end-stage renal disease (ESRD). If you have ESRD and you need regular kidney dialysis or had a kidney transplant, you can apply for Medicare. If you have amyotrophic lateral sclerosis (also referred to as Lou Gehrig’s disease or ALS), you’ll automatically be enrolled in Medicare in the same month that you start receiving disability benefits.

Medicare Initial Enrollment Period (IEP)

Most people are enrolled in Medicare Part A automatically. However, there are a few instances when you may be required to manually enroll in Medicare Part A during the IEP, which is seven months (starting three months before you turn 65 and ending three months after your 65th birthday).

Some situations where you would be required to enroll for Medicare during your initial enrollment include:

  • Medicare general enrollment period.
  • If you don’t qualify for retirement benefits.
  • If you aren’t receiving retirement benefits.
  • Medicare special enrollment period.

Bottom Line

Medicare can be quite beneficial. The tips mentioned should help you answer the question: How do I sign up for Medicare Part A. It’s always to your benefit, however, to enroll as soon as you’re eligible, even if you still have Medical cover through a group health plan. Moreover, Medicare can impose hefty fines for late applications, so make sure you enroll during the enrollment window.